One brand, two loss contracts
2-step: 5% daily, static 10% maximum, targets 10% then 5%, three minimum days, three profitable days of 0.5% or more, no time limit. On $100,000 that is a $5,000 day, a $90,000 floor, a $10,000 first target, and a $5,000 second target. 1-step: 4% daily and a 6% smart trail, so $4,000 and a floor that can rise from $94,000. The fee on $100,000 is $509. Platforms are MT5 and Match-Trader. Stops are mandatory on both, inside 60 seconds, with a 2,000-request cap.
Payout terms, 80% up to 100% plus a possible $500 salary, are not a reason to pick 1-step. They are funded-stage terms. Sign up on Venasri after you have written both cards. If you cannot say which daily dollar you bought, you are not ready to choose a lot.
The trail taxes the winner the static floor ignores
A 2-step account that runs to $106,000 open still has its lifetime floor at $90,000. A 1-step account that marks a similar high can see the smart trail step up, so a pullback that feels normal ends the exam. People call this bad luck after a good week. It is the product working as specified. If your edge gives back open profit before it banks it, the static book matches you better, and you pay for that match with Phase 2.
Daily anchoring makes the contrast sharper. Both products use the higher of balance or equity at 00:00. A float held overnight can tighten the next day on either book. Only the 1-step also tightens the lifetime line as you succeed. Bot controls should load the trail watch only on the 1-step login so a 2-step trader is not flattening winners the trail does not require.
Skipping Phase 2 does not skip the three days
Both paths want three days at 0.5% or more. On $100,000 that is three $500 days. The 1-step does not waive them because it is shorter. A one-day spike to the target fails the distribution test on either product. The 2-step simply asks you to do it twice, once for 10% and once for 5%. There is no clock expiring while you wait for a clean session. Use that. Do not trade a dead Monday just to keep a streak feeling alive.
News straddles are a funded problem, but the habit starts in the exam. If you pass 1-step by bracketing every print, you have trained a funded breach. The stop rule is the same in both phases and both products. A comparison that ignores the 60-second stop is a comparison of marketing pages, not of accounts that will still be open next week.
The guard is part of the product choice
Equity Guard at 4.25% is a 2-step number, about $4,250 against a $5,000 day. On 1-step that level is past the $4,000 official day. The 1-step flatten belongs near $3,250. Load the wrong preset and the faster product feels impossible, or it dies while the guard is still waiting. Add a trail alert on 1-step only.
Choose the book your last twenty losers fit inside. If seven $650 losses are part of your history, they fit under $5,000 and they do not fit under $4,000. That single fact is the comparison. The rest is checkout design. Once you pick, delete the other product lot template so a tired session cannot trade both rules at once.