The contracts rhyme until the payout mode and the Pro floor
AquaFunded Standard and FundingPips Standard are the closest pair in this batch. Both sit in the Dubai conversation, both reset from the higher of day-start balance or equity, AquaFunded at GMT+2 or GMT+3 and FundingPips at UTC+3. In summer those can be the same hour. A $1,900 open winner held through either print can lift the next day by $1,900. Partial both. The one-dollar fee will not refund that float.
AquaFunded Pro is a static 8% maximum, $8,000, not $10,000. FundingPips Pro is a 6% maximum, $6,000. Flex at FundingPips is 12%. Traders who buy a Pro because the fee looked identical to Standard are on a shorter lifetime floor while they still recite the $10,000 number. Write the word Standard or Pro on the card before the first order.
Ninety percent on day one, or one hundred percent at month end
AquaFunded pays 90% by default and can reach 100% with an add-on. The first payout is after 14 days or 7 days, with a 24-hour payout guarantee. FundingPips pays 60% if you want Tuesday, 80% bi-weekly, 90% on demand with a consistency score, or 100% monthly. A trader who wants the higher split immediately, without waiting for the monthly cycle, is reading AquaFunded. A trader who wants the 100% month and can accept the wait is reading FundingPips.
Instant and selected rapid tiers at AquaFunded add a 40% best-day rule. Forty percent of an $8,000 phase is $3,200. FundingPips puts a 45% score on Zero and on on-demand rewards, which is $3,600 of that same $8,000. The plain 2-step at either firm should not be confused with the instant book. Create a Venasri login and store four cards if you own Standard and Instant at both firms.
Both funded books use a five-minute news window
AquaFunded and FundingPips both restrict about five minutes around red-folder news once the account is funded. Weekend holding is allowed on AquaFunded evaluations and funded accounts, and on FundingPips evaluations plus selected funded models. A Friday hold is often legal and still dangerous, because both midnights can adopt the higher equity. The firms did not give you a weekend so that you could donate Monday.
Personal EAs are allowed at both, inside 2,000 messages. AquaFunded bans HFT and latency bots. FundingPips wants proof of source ownership for a full entry bot. Platforms overlap on MT5, Match-Trader, cTrader, and TradeLocker. Bot controls can run one quiet EA on both logins if you own it, and they should use one news block for both funded accounts.
One flatten at $4,250, two Pro floors
Equity Guard at $4,250 fits both Standard days. It does not fit Pro. Aqua Pro ends at $8,000 of lifetime loss. FundingPips Pro ends at $6,000. A Standard guard that only watches the day will let a slow bleed finish a Pro account while every daily print looked fine. Add a lifetime watch on the contract you actually bought.
The 1-step at each firm is a 4% day and a 6% maximum, $4,000 and $6,000. Those can share a flatten near $3,250. Instant books need the green-day ceiling as well, near $3,200 at AquaFunded and near the 45% score at FundingPips Zero. The invoices differ by a dollar. The Pro floors differ by $2,000. Trade the floor.