Eight stops in London, ten stops in Dubai, different finish lines
A $500 loss is 0.50% of $100,000. Prestige at 4% holds eight of them. FundingPips Standard at 5% holds ten. The static maximum is $10,000 on both flagship 2-step books, so the lifetime floor matches and the daily air does not. Prestige then asks for 10% and 5%, which is $10,000 and $5,000, with zero minimum days. FundingPips asks for 8% and 5%, which is $8,000 and $5,000, with three minimum days.
FundingPips anchors the day to the higher of balance or equity at 00:00 UTC+3. A $3,100 open winner can lift the next floor by $3,100. Funded Trading Plus resets at 00:00 server time from day-start balance and equity. Partial a Dubai winner before that UTC+3 print. Do not assume the London server uses the same higher-of punishment just because both clocks say midnight.
Tuesday at 60%, or day 7 on the way to 100%
FundingPips pays 60% every Tuesday, 80% bi-weekly, 90% on demand if the consistency score is satisfied, or 100% on the monthly cycle. The 45% score belongs to Zero and to on-demand rewards. The plain 2-step evaluation does not carry it. Funded Trading Plus pays 80%, scaling toward 90% and 100%, as often as every 7 days from day 7. Prestige and Experienced do not add a best-day cap.
If you need cash every Tuesday and you can accept 60%, Dubai is the calendar. If you need a weekly withdrawal at a higher starting split and you can live inside $4,000 a day, Prestige is the calendar. Open a Venasri account and write the payout mode on the card, because the mode changes the consistency rule even when the firm name stays the same.
Both allow a slow EA, and both will hate a tick grid
FundingPips allows third-party tools as risk managers and wants source-code ownership for a full entry bot, inside 2,000 requests, on MT5, Match-Trader, cTrader, and TradeLocker. Funded Trading Plus allows EAs on MT5, cTrader, Match-Trader, and DXtrade inside 2,000 messages, with a hard stop required on some tiers. A grid that modifies on every tick will trip either ceiling.
Weekend holding is available on FundingPips evaluations and selected funded models, with a five-minute funded news window. Prestige allows the weekend. Selected trailing programs at Funded Trading Plus restrict it. The Experienced 1-step and Master instant use a 6% trail. FundingPips 1-step is a 4% day and a 6% maximum. Bot controls should keep each login on its own news window and its own lot cap.
Flatten Dubai at $4,250 and Prestige at $3,250
Equity Guard on FundingPips belongs near $4,250. Prestige belongs near $3,250, because the official day is $4,000. The trailing 6% products at Funded Trading Plus need a guard that also watches the ratchet. A $3,250 alert on a trail that has already moved up will fire late. Recalculate from the current floor after a multi-lot winner pulls back.
The $100 fee difference is one gold mistake. At $10 per pip, 1.00 lot with a 50-pip stop risks $500. Two extra losers you took because the day felt like $5,000 are the entire gap between these firms, and they are also the Prestige account if you were already at six losers. Buy the day you can actually trade. Do not buy the invoice.