Pre-lock $90,000, post-lock $95,000, daily still $5,000
2-Phase Smart, $100K, pre-lock: daily $5,000 from higher of day-start or equity at 00:00 server time, lifetime $90,000, targets $10,000 then $5,000, four days. Hit $105,000: lifetime floor $95,000, daily still 5% of the new day's snapshot. If the snapshot is $105,000, daily hole is $5,250 in dollars down to $99,750, while lifetime sits at $95,000. Two different lines. Instant SKU: ignore Smart lock, watch 10% trail and 40% consistency. 1-Phase: $3,000 daily.
After lock, a $6,000 pullback from $105,000 to $99,000 is inside both lines. A $10,500 pullback to $94,500 tags the locked floor and would have been inside the old $90,000 floor. The lock converted a survivor path into a fail path. Size down at lock. Do not celebrate lock with more lots.
Worked week: lock on Thursday, death on Friday without new math
Mon-Wed grind to $104,200. Thursday +$1,100 to $105,300, lock on. Friday you still risk 1.0% ($1,000+) as if $10,000 of max remained. Gold dumps $6,400. Equity $98,900. Daily 5% from Thursday's high snapshot may already be in play, and you are $3,900 above the $95,000 lock with a tilted Friday still open. Pre-lock this was a bruise versus $90,000. Post-lock you are one ugly hour from done. The calculator fix is 0.35% risk after lock, not 1.0%.
Instant 40%: that same Thursday +$1,100 is fine, but a Thursday +$4,800 on an $8,000 Instant cycle is 60% and stalls the 14-day payday. Smart lock and Instant 40% are different SKUs. You can start a free Venasri account and name the profile Smart-lock or Instant-40 so the wrong column cannot hide.
Midnight higher-of plus locked floor
If you hold +$3,000 into 00:00 after lock, Friday's 5% daily hangs off the higher equity, while lifetime still sits at $95,000. A fade can print daily 5% before it prints the lock, or the reverse, depending on the snapshot. Compute both remaining distances every night. Weekend add-off: a Sunday gap can jump either line. Swing SKU is how you hold. Instant add-off is how you flatten Friday.
2-minute funded news: a stop inside the window still spends daily, and after lock you have less lifetime spare. Add-on or sit out. Grid recovery toward the lock is banned and also stupid. Four minimum days on 2-Phase mean the 10% Phase 1 cannot be a single lock-creating lottery without more sessions anyway.
Switch the Guard at +$5,000, not at payout
Detect +5% and switch Venasri Equity Guard lifetime from $90,000 to $95,000 on $100K Smart, keep daily near $4,250 (or 0.75% inside the day's 5% snapshot), and cut max lot. Instant SKU: trail tracker plus 40% green cap, daily 5% or 3% per cousin. ZeroMQ MT5 Bridge should emit the lock event. 24/7 MT5 Bot Control should refuse size-up after lock and refuse grids always.
14-day payouts from first funded trade are slow relative to FXIFY's 24-hour story and fast relative to a blown locked floor. Instant day-1 capital is the marketing. Smart lock is the math. If you only remember the marketing, the calculator already failed.