Higher of balance or equity at 00:00 UTC+3
FundingPips daily loss is 5% of the higher of day-start balance or floating equity at platform midnight (UTC+3). If closed balance is $100,000 and open gold is +$4,200, equity is $104,200. Five percent of $104,200 is $5,210. Subtract from $104,200 and the hard breach sits near $98,990. A pullback through breakeven that dips about -$1,015 prints ~$98,985. You are still only about -1.015% from initial balance. The account is breached 'while in profit' relative to how most traders think about a 10% static max.
2-Step Standard max loss remains a static 10% from initial. The daily rule is the one that kills the swing. 2-Step Pro's 6% max is a second cliff. Zero Instant trailing is a third. Flex's 12% max does not disable the equity-anchored daily. Weekend holding is allowed on evaluation and selected funded models, which is exactly when traders leave the +$4,200 runner 'for Monday' and discover Tuesday's breach email.
Bank the runner before Dubai midnight
start free on Venasri on the FundingPips login so the 23:50 UTC+3 job is automatic. Do not rely on being awake in Dubai. Many FundingPips traders sit in London or New York, where 00:00 UTC+3 is 21:00 or 16:00/17:00, and still miss it because they treat 'end of NY' as end of day.
3-second loop plus a legal trail, not a tick trailer
Telegram /close is the manual override if you are away from the VPS at 23:55 UTC+3. Use it to flatten, not to scratch a +0.4R winner all week. That is the disposition effect, not rollover hygiene.
Swing on FundingPips is allowed. Unbanked equity is not free.
On-Demand 45% consistency is a separate clock. Banking a runner can also split a huge day into two days, which helps consistency. Leaving it open can make one calendar day too large if it finally closes after midnight in the new session. Either way, the recast is the first problem. Consistency is the second.
