FTMO 2026 Verified Guide Updated 2026-10-17 Verified Against Venasri MT5 Engine

FTMO Consistency Rule and Payout Guide: Minimum Days, Splits & Withdrawal Math

Direct Technical Answer

FTMO funded payouts start 14 days after the first funded trade, then run bi-weekly, at an 80 percent split that can scale toward 90 percent. The $540 $100,000 fee is the usual refundable evaluation cost after you are funded and in profit. There is no 40 percent best-day formula, though single-ticket gambling still goes to risk review.

The first FTMO withdrawal is a calendar, not a mood. Fourteen days after the first funded trade, then every two weeks, 80 percent to you. Scaling toward 90 percent is a growth path, not a checkout slider. If you need Tuesday payday or 100 percent monthly, you bought the wrong brand. If you need a 15 percent Challenge rebate, that is FundedNext, not Prague.

FTMO Daily Loss Limit 5% ($5,000 on $100K)

Max Drawdown Model 10% (Static)

Phase 1 / Phase 2 Targets 10% / 5%

Venasri Guard Cut-Off 4.25% (3s Auto-Flatten)

Activate Free MT5 Protection Open Equity Guard & Kelly Sizing Launch 24/7 MT5 Bot

FTMO Consistency Rule and Payout Guide: obsidian vault and brass balance scale representing prop firm evaluation rules and drawdown protection — FTMO Consistency Rule and Payout Guide

Balance-Anchored Daily Breach Floor $95,000.00 FTMO / FundedNext / E8 day-start balance basis

Equity-Anchored Rollover Breach Floor $96,900.00 FundingPips / The5ers / Alpha Capital higher-of-equity basis

Venasri Pre-Breach Equity Guard Cut-Off $97,650.00 Auto-flattens MT5 0.75% before firm liquidation

Exact MT5 Lot Size (XAUUSD / EURUSD) & Streak Buffer 2.00 Lots (8.5 losses to guard) $500.00 risk per ticket · 3-second Equity Guard active

Day-14, then bi-weekly, at 80 percent

Clock start: first funded trade, not the email that says you passed Phase 2. Fourteen calendar days later you may request. Then bi-weekly. Split is 80 percent standard. Scaling toward 90 percent is documented as an account-growth path after consistent payouts, not as an instant add-on at checkout the way E8 sells 95 percent sliders.

Minimum four trading days applied to the Challenge. Funded payouts still expect you to trade, not to park. Extreme single-ticket results can be reviewed even without a hard 50 percent consistency identity. A $9,000 Monday on a $10,000 Phase 1 leftover is how that review starts.

What the $540 fee is doing in the cashflow

On $100,000 the evaluation is $540. Treat it as working capital you recover after funded profit, not as a sunk cost to revenge-trade back. A failed 5 percent day costs the fee plus four new minimum days. Scaling the live funded balance is a separate FTMO process from the Challenge 10 percent / 5 percent targets. Do not blend them into one 15 percent story.

Swing versus Standard does not change the 14-day clock. It changes holding rights. Payout math is shared. Leverage and news are not.

How to avoid a risk review on payout one

Keep best day well under the bulk of the cycle even though there is no 40 percent formula. Size 0.50 percent. Bank TP1. Do not turn a 4R gold runner into 90 percent of the two-week PnL. Log R in analytics so the desk and you see the same distribution. Hyperactivity (2,000 requests) is a payout blocker that has nothing to do with dollars.

If you want faster cash, FundingPips Tuesday 60 percent or Maven's 10 business days are different products with different daily bases. Switching brands to chase speed resets the 00:00 timezone and the EA policy. Price that, not only the split.

Keep the book alive until day 14

Most FTMO payouts never happen because the funded 5 percent line prints in week one. Set Venasri Equity Guard at $4,250 daily loss on $100,000 and leave it on overnight. The 14-day wait only matters if equity is still there.

start free on Venasri and use 24/7 MT5 Bot Control so Standard news pauses still run at 02:00. Scaling toward 90 percent is a later conversation. Survival is the first split.

Equity Guard Circuit Breaker

Watches account equity and can flatten open MT5 positions

Warning: Armed Critical: Armed Auto-Flatten: Active

Behavioral Trade Monitor

Alerts when order flow turns impulsive

Revenge alerts: Clear Stop changes: Locked Rapid edits: Clear

Manual Trade Guard

Active on XAUUSD / EURUSD · News pause available

Stop-loss: On Breakeven: On Partials: On

Verified Answers

Frequently Asked Questions: FTMO Consistency Rule and Payout Guide: Minimum Days, Splits & Withdrawal Math

When is the first FTMO payout?

Bi-weekly starting 14 days after the first funded trade, at an 80 percent profit split that can scale toward 90 percent. The clock is the funded trade, not the Phase 2 pass email.

Does FTMO use a 40 percent consistency rule on withdrawals?

There is no hard best-day percentage identity like Apex 30 percent or Topstep 50 percent. Extreme single-ticket gambling can still be reviewed. Size so one Monday cannot be the whole cycle.

Is the $540 $100K fee refunded?

It is the standard refundable evaluation fee after you are funded and producing profit under FTMO's live terms. A 5 percent daily breach before that point costs the fee and the four-day restart.

Does Swing pay faster than Standard?

No. Both use the 14-day then bi-weekly clock and the 80 percent starting split. Swing buys news and weekend holding at 1:30 leverage, not a shorter payout calendar.

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