FTMO 2026 Verified Guide Updated 2026-10-17 Verified Against Venasri MT5 Engine

FTMO max drawdown rules: static 10% on 2-Step, end-of-day trail on 1-Step

Direct Technical Answer

A $10,000 cumulative loss is where FTMO max drawdown rules end a $100,000 2-Step account, and that 10% line stays pinned to the starting balance. The 1-Step account also stops at 10%, but the floor trails from the end-of-day mark. Daily loss is a separate clock: 5% on the 2-Step path and 3% on the 1-Step path.

FTMO opened in Prague in 2015, and the 2-Step Challenge still measures the lifetime floor from the original balance. A strong week does not lift that 10% line on Standard or Swing. The 1-Step product keeps the same 10% cap and moves the reference at the end of the day.

FTMO Daily Loss Limit 5% ($5,000 on $100K)
Max Drawdown Model 10% (Static)
Phase 1 / Phase 2 Targets 10% / 5%
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FTMO max drawdown rules
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What $10,000 means on the 2-Step floor

On a $100,000 2-Step account the maximum loss is 10% of the initial balance, so the account fails at $10,000 down from the start, not from the highest closed day. Standard and Swing share that static floor. They differ on news and weekend holding, not on the lifetime number. If you start a free Venasri account, you can track that floor in dollars instead of waiting for the breach email.

The published $100,000 evaluation fee is $540. The fee does not buy extra loss room. Four minimum trading days still apply while you work toward the 10% Phase 1 target and the 5% Phase 2 target. A single oversized ticket can still be flagged in review even though FTMO does not publish a hard best-day formula.

How the 1-Step trail differs from that static line

The 1-Step maximum is also 10%, and the type is end-of-day trailing rather than a line frozen at the initial balance. A day that closes well can move the floor up. Giving the gain back later spends room you no longer have. That is the wrong shape for a trader who needs the original $10,000 of room to stay put after a winning week.

Daily loss on the 1-Step path is 3%, which is $3,000 on $100,000, tighter than the 5% day on the 2-Step path. The trail and the daily test run together. Passing the day and still sinking the trailing floor is a real way to fail with a green morning still on the screen.

Daily loss is not the same test as the lifetime floor

The 2-Step daily limit is 5% of the reference used at 00:00 CE(S)T, built from the day-start balance plus floating profit and loss. On $100,000 that daily cash line is $5,000. You can breach it while the static 10% floor is still far away. Set Equity Guard inside the official daily line so a floating dip is closed before Prague marks a new day.

Platforms are MT5, MT4, cTrader, and DXtrade. Automation is allowed, with a hard ceiling of 2,000 order and modification requests in a day. That cap does not replace the drawdown math. A quiet 10% bleed and a frantic modify loop are different failures, and either one ends the account.

Which floor to plan around before the first ticket

Pick the static 2-Step floor if you need the original balance to stay the reference after a winning week. Pick the 1-Step only if you can live with an end-of-day trail and a 3% day. Open MT5 bot control on the platform FTMO actually issued, and keep modifications spare so the request ceiling is not the thing that fails you first.

There is no published pass rate that says one path is easier. The measurable gap is the floor type and the daily percentage. Swing at 1:30 maximum leverage still uses the static 10% floor. It does not convert that floor into a trail.

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Verified Answers

Frequently Asked Questions: FTMO max drawdown rules: static 10% on 2-Step, end-of-day trail on 1-Step

What is the FTMO maximum loss on a $100,000 2-Step account?

The 2-Step maximum is a static 10%, or $10,000 on $100,000, measured from the initial balance. Standard and Swing share that floor. The account fails when cumulative loss reaches that line, even if the daily 5% test was never touched that morning.

Does the FTMO 1-Step use the same maximum loss model?

The 1-Step cap is also 10%, but it is an end-of-day trailing maximum rather than a static line from the initial balance. Daily loss on that path is 3%, or $3,000 on $100,000. A strong close can raise the floor before the next session starts.

What is the FTMO daily loss limit next to the 10% floor?

The 2-Step daily limit is 5%, reset at 00:00 CE(S)T from the day-start balance plus floating profit and loss. The 1-Step daily limit is 3%. Either daily line can end the account while the 10% maximum is still intact.

Are Expert Advisors allowed under FTMO drawdown rules?

Yes, on MT5, MT4, cTrader, and DXtrade, with a ceiling of 2,000 order and modification requests a day. The drawdown tests still apply. News limits on Standard funded accounts, and the weekend flatten on that tier, are separate from the 10% floor.

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