Topstep 2026 Verified Guide Updated 2026-10-17 Verified Against Venasri MT5 Engine

Topstep Rules and Challenge Blueprint: 2026 Drawdown, EA & Payout Engineering

Direct Technical Answer

Topstep Trading Combine rules use a 2% daily loss character and a 3% end-of-day trailing maximum loss ($3,000 on $100K), with a 6% profit target in a single futures step and a 50% consistency cap. Flatten by 3:10 PM CT. The first $10,000 withdrawn pays at 100%, then 90%.

Topstep is a Chicago futures Combine, not a 10% FX two-step. You flatten by 3:10 PM CT every day, the trailing maximum is end-of-day rather than tick-by-tick, and a $3,800 NQ day on a $6,000 target violates the 50% consistency rule and raises the homework to $7,600. The $99 per month $100K ticket is cheap. The 3:10 PM flatten is not optional.

Topstep Daily Loss Limit 2% ($2,000 on $100K)
Max Drawdown Model 3% (End-of-Day)
Phase 1 / Phase 2 Targets 6% / 0%
Venasri Guard Cut-Off 1.25% (3s Auto-Flatten)
Topstep Rules and Challenge Blueprint: obsidian vault and brass balance scale representing prop firm evaluation rules and drawdown protection
Topstep Rules and Challenge Blueprint
Live Interactive Simulator

Topstep Drawdown Floor & MT5 Lot Size Calculator

Adjust your account balance, floating profit at rollover, and stop-loss distance to see your exact server-midnight breach level and Venasri Equity Guard cut-off.

Sync Live MT5
Balance-Anchored Daily Breach Floor $95,000.00 FTMO / FundedNext / E8 day-start balance basis
Equity-Anchored Rollover Breach Floor $96,900.00 FundingPips / The5ers / Alpha Capital higher-of-equity basis
Venasri Pre-Breach Equity Guard Cut-Off $97,650.00 Auto-flattens MT5 0.75% before firm liquidation
Exact MT5 Lot Size (XAUUSD / EURUSD) & Streak Buffer 2.00 Lots (8.5 losses to guard) $500.00 risk per ticket · 3-second Equity Guard active

Combine to Express Funded to Live, on CME hours

Account sizes are $50K, $100K, $150K futures. Combine is one step: 6% target ($3,000 / $6,000 / $9,000), EOD trailing max of $2,000 / $3,000 / $4,500 that locks at a $0 initial-balance buffer, two minimum trading days, 50% consistency (largest day cannot exceed 50% of the target, so $3,000 max day on $100K). Daily loss is a 2% character with an optional/soft guard on TopstepX and a hard EOD max. Reset is 3:10 PM CT flatten, then 5:00 PM CT new CME session. Weekend holding is prohibited. Live Funded adds Tier-1 economic flatten windows. Platforms: TopstepX, NinjaTrader, Tradovate, TradingView, Quantower. Bots allowed if CME message-rate ratios stay legal.

Payouts: up to 50% of account balance after 5 winning days of $200+ net each. Split is 100% of the first $10,000, then 90%. If you start a free Venasri account, treat Topstep as a 15:10 Chicago calendar, not a 00:00 Prague calendar. A Venasri CE(S)T flatten will leave you in NQ into the CME close, which is how Combine accounts die on the EOD print.

EOD trailing versus Apex-style intraday trailing

Topstep's unique strength is that the $3,000 trail on $100K moves on end-of-day balance, not on the high tick of an NQ spike. You can be +$2,200 intraday, give back to +$400, and the trail has not crawled up $2,200 the way Apex would. Close the day at +$2,200 and tomorrow's trail has moved. That is the whole Combine skill: do not gift the close a high-water mark you cannot live under, and do not confuse Topstep with tick-trailing futures props.

50% consistency is the other skill. $3,800 in one NQ runaway on a $6,000 target forces a new target of $3,800 / 0.50 = $7,600. You did not fail. You got more homework. Many traders then overtrade the extra $1,600 and tag the EOD $3,000. Cap a Combine day near $2,800 so the 50% line never moves the goalposts.

3:10 PM CT is a rule, not a suggestion

All positions must be flat before 3:10 PM CT daily and before Friday close. Holding a Sunday Globex opinion is not a Topstep product. CME open at 5:00 PM CT is a new session with a new daily character. News is permitted in evaluation. Live Funded enforces Tier-1 flattening. Automations must respect Globex order-to-fill efficiency. A noisy NinjaTrader ATM that hammers cancels can look like a message-ratio problem even when EOD PnL is fine.

The $99/month $100K fee is a subscription, so a blown Combine is a month of cash, not a $540 one-time CFD fee. That cheapness is why people reset too fast and never learn the 50% cap. Budget months, not hero Tuesdays.

Chicago clock in Equity Guard, 50% green cap

Set Venasri Equity Guard to flatten well inside the $3,000 EOD trail on $100K (for example $2,200 to $2,400 of closed-day risk, plus an intraday soft stop so a -$2,800 open NQ does not become a -$3,000 close). Force flatten by 15:05 CT, not 15:11. Use the ZeroMQ MT5 Bridge only if you also run an MT5 CFD copy; the Combine itself lives on TopstepX/NinjaTrader/Tradovate. Keep 24/7 MT5 Bot Control off that futures login if the bot assumes 00:00 forex resets.

Cap day-profit near $2,800 on the $6,000 $100K target so 50% consistency never rewrites the exam. Count five $200 days before you think about the 50% payout-of-balance rule. 100% of the first $10,000 is the reason to stay boring after Express Funded, not to size 12 NQ micros like a $150K Live desk on day two.

MT5 CONNECTED · EQUITY GUARD ARMED
Venasri Equity Guard circuit breaker icon

Equity Guard Circuit Breaker

Watches account equity and can flatten open MT5 positions
Warning: Armed Critical: Armed Auto-Flatten: Active
Venasri Behavioral Trade Monitor icon

Behavioral Trade Monitor

Alerts when order flow turns impulsive
Revenge alerts: Clear Stop changes: Locked Rapid edits: Clear
Venasri Manual Trade Guard icon

Manual Trade Guard

Active on XAUUSD / EURUSD · News pause available
Stop-loss: On Breakeven: On Partials: On
Verified Answers

Frequently Asked Questions: Topstep Rules and Challenge Blueprint: 2026 Drawdown, EA & Payout Engineering

What is the Topstep $100K Combine profit target and max loss?

The target is 6% ($6,000) with a $3,000 end-of-day trailing maximum that locks at a $0 buffer, two minimum days, and a 50% consistency cap ($3,000 max winning day unless you want a higher target). Daily loss is about 2% in character, with a soft TopstepX guard and a hard EOD max. Flatten by 3:10 PM CT.

Does Topstep use intraday trailing drawdown?

No. Topstep's Combine trail is end-of-day, which is the contrast with Apex-style tick trailing. An unrealized NQ spike you give back before the close does not raise the trail. Closing the day at that spike does. Live Funded adds Tier-1 news flattening. Weekend holds are prohibited.

What happens if I make more than 50% of the Topstep target in one day?

The consistency rule raises the required profit. Example: $3,800 on a $6,000 $100K target becomes a $7,600 target because $3,800 / 0.50 = $7,600. You are not instantly failed, but the extra homework is how traders then tag the $3,000 EOD max. Cap days near $2,800 on $100K.

How does Topstep payout work?

After 5 winning days of $200+ net, you may request up to 50% of account balance. The first $10,000 withdrawn is at 100% split, then 90%. The $100K Combine is $99 per month. Express Funded then Live Funded are later stages with tighter Live news windows.

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