Topstep 2026 Verified Guide Updated 2026-10-17 Verified Against Venasri MT5 Engine

Topstep Scaling Plan and Funded Account Growth: From $100,000 to Multi-Six-Figure Allocation

Direct Technical Answer

Topstep scaling plan and funded account growth pays 100% of the first $10,000 withdrawn, then a 90% split. A withdrawal can take up to 50% of balance after five winning days of at least $200 net each. The 2% daily loss and the 50% consistency ceiling still apply while the account grows.

The first $10,000 you withdraw from Topstep is yours at a 100% split, and only the dollars after that move to 90%. Topstep scaling plan and funded account growth still requires five winning days of at least $200 before you take up to 50% of the balance.

Topstep Daily Loss Limit 2% ($2,000 on $100K)

Max Drawdown Model 3% (End-of-Day)

Phase 1 / Phase 2 Targets 6% / 0%

Venasri Guard Cut-Off 1.25% (3s Auto-Flatten)

Activate Free MT5 Protection Open Equity Guard & Kelly Sizing Launch 24/7 MT5 Bot

Topstep Scaling Plan and Funded Account Growth: obsidian vault and brass balance scale representing prop firm evaluation rules and drawdown — Topstep Scaling Plan and Funded Account Growth

Balance-Anchored Daily Breach Floor $95,000.00 FTMO / FundedNext / E8 day-start balance basis

Equity-Anchored Rollover Breach Floor $96,900.00 FundingPips / The5ers / Alpha Capital higher-of-equity basis

Venasri Pre-Breach Equity Guard Cut-Off $97,650.00 Auto-flattens MT5 0.75% before firm liquidation

Exact MT5 Lot Size (XAUUSD / EURUSD) & Streak Buffer 2.00 Lots (8.5 losses to guard) $500.00 risk per ticket · 3-second Equity Guard active

100% on the first $10,000, then 90%

The published split is 100% of the first $10,000 withdrawn and 90% after that. It is not an 80% CFD split with a salary rung, and it is not a 15% share of challenge profits. Open a Venasri account and track withdrawals against that $10,000 threshold so the rate changes when it should.

You can request up to 50% of the account balance after five winning days of at least $200 net each. Those five days are the payout gate. The evaluation minimum is two trading days, which is a different count. The $100,000 fee is $99 a month.

A larger balance still trails at the end of the day

The trailing maximum is $2,000 on $50,000, $3,000 on $100,000, and $4,500 on $150,000, locking at the initial balance. Growth does not convert this into a static 10% shelf. Equity Guard stays on the 2% day of whatever balance you are trading. On $100,000 that day is $2,000.

The book remains flat before 3:10 PM CT. You do not scale a swing that needs the weekend, because the weekend is prohibited. The bot flattens on the clock at every account size. CME order-to-fill limits still apply if the scaled book is automated.

The 50% ceiling does not retire after the first payout

On a $100,000 Combine the largest day cannot exceed $3,000 of a $6,000 target. A $3,800 day rewrites the target to $7,600 and delays the path to the five $200 days. Scaling the lot to reach $200 faster is how that ceiling gets hit. The payout wants modest winning days, not one heroic session.

Phase 1 is 6%. Phase 2 is 0%. Once you are withdrawing, the job is to keep the trail and the 2% day intact so the 90% split has something to pay. Live funded accounts add Tier-1 news flatten windows on top of the everyday 3:10 PM CT flat.

No published doubling ladder to $4,000,000

Some CFD firms double allocation on a 10% milestone up to a multi-million figure. Topstep's published growth is the payout split, the 50% balance withdrawal, and the trailing loss schedule across $50,000, $100,000, and $150,000. Do not plan a $4,000,000 Topstep rung from another firm's page.

Platforms stay TopstepX, NinjaTrader, Tradovate, TradingView, and Quantower. A scale-up that adds a platform still owes the same flatten and the same 2% day. The first $10,000 at 100% is the milestone the rules name.

Equity Guard Circuit Breaker

Watches account equity and can flatten open MT5 positions

Warning: Armed Critical: Armed Auto-Flatten: Active

Behavioral Trade Monitor

Alerts when order flow turns impulsive

Revenge alerts: Clear Stop changes: Locked Rapid edits: Clear

Manual Trade Guard

Active on XAUUSD / EURUSD · News pause available

Stop-loss: On Breakeven: On Partials: On

Verified Answers

Frequently Asked Questions: Topstep Scaling Plan and Funded Account Growth: From $100,000 to Multi-Six-Figure Allocation

What split does Topstep pay as you withdraw?

100% of the first $10,000 withdrawn, then 90%. You can take up to 50% of balance after five winning days of at least $200 net each. The evaluation minimum of two trading days is a separate count. The $100,000 fee is $99 a month.

Does a bigger Topstep account loosen the trail?

The trail is $2,000 on $50,000, $3,000 on $100,000, and $4,500 on $150,000, and it locks at the initial balance. Daily loss stays 2%. The book stays flat before 3:10 PM CT. Growth changes the dollars. It does not remove the trail.

Can one large day speed up the five payout days?

A day above 50% of the target can extend the target instead. On $100,000 the published cap is $3,000 against $6,000, and a $3,800 day becomes a $7,600 target. Five days of at least $200 is the payout path the rules describe.

Is there a Topstep path to $4,000,000?

Topstep does not publish a doubling ladder to $4,000,000. They publish the 100% then 90% split, the 50% balance withdrawal, and trailing amounts on $50,000, $100,000, and $150,000 accounts.

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