Broker backing versus a 10% Phase 1 on a 4% daily
FXIFY 2-Phase uses 4% daily ($4,000) and 10% static max ($10,000) with a 10% then 5% target, five minimum days, and a $475 fee. Daily basis is day-start balance or higher of equity depending on program tier, at 00:00 GMT+2/GMT+3. FTMO uses 5% daily, 10% static, 10% then 5%, four days, $540, Prague midnight, balance plus floating PnL. Same Phase 1 dollar target ($10,000), $1,000 less daily room, one extra minimum day, $65 cheaper.
FXIFY 1-Phase uses 3% daily and a 6% trail. 3-Phase uses a 5% static max. Instant is a 30% to 40% consistency product and is strictly manual: EAs are banned on Instant even though they are permitted on 1-Phase, 2-Phase, and 3-Phase. That Instant EA ban is the fastest way to fail this comparison if you assumed "FXIFY allows bots" as a blanket. FTMO allows EAs on all listed platforms, including on funded Standard and Swing, under the 2,000-request cap.
On-demand first payout and the Lightning consistency lane
FXIFY can pay on-demand after the first funded trade close, then bi-weekly or monthly, at 80% standard or 90% with add-on. That first cheque can be a day after first funded profit. FTMO will not match that speed. Weekend holding at FXIFY is an add-on or a specific account type, not a default the way FTMO Swing is. News is permitted on standard evaluations; Lightning and Instant enforce stricter news and consistency (30% to 40%). If you bought Lightning because the name sounded like a faster FTMO, you bought consistency math Prague does not use on 2-Step.
Platforms are MT5, MT4, DXtrade, and TradingView. That TradingView path is a genuine FXIFY plus versus FTMO's MT5/MT4/cTrader/DXtrade set. EA policy is broker-backed FXPesa anti-abuse thresholds rather than a single 2,000-message slogan, but the intent is the same: do not spam the server. Copy an FTMO Swing weekend hold onto FXIFY without the add-on and you have a rules problem, not a spread problem.
Who wants FXPesa, and who still wants Prague Swing
London on both FXIFY's letterhead and several rivals does not make the daily 5%. Size 0.40% on FXIFY and 0.50% on FTMO if you run both. The 10% Phase 1 is the same dollar hurdle. The daily is not. That is the whole CFD comparison after you set aside the broker story.
Never arm an EA on FXIFY Instant while FTMO is live
Give FXIFY 2-Phase a 3.25% Venasri Equity Guard flatten and a weekend-hold lock unless the add-on is on. Give FTMO 4.25% and a Swing profile if that is the SKU. Disable bot execution on any FXIFY Instant login in the same workspace so a strategy you use on FTMO cannot leak onto the manual-only book. Pre-00:00 GMT+2 flatten on FXIFY if that tier uses higher-of-equity and float is above $1,200.
Venasri's free prop firm risk guard closes both accounts if either daily is approached. Prefer FXIFY when FXPesa and a one-day first payout are the brief. Prefer FTMO when Swing holding and a 5% daily are the brief. The guard's extra job here is SKU isolation, not only dollar floors.
