The $4,000 day beside three different floors
2-Phase keeps a static 10% floor at $90,000. You can lose $4,000 today and still be $6,000 above that floor, which is why the daily line is the one that fails people. Two full daily losses are $8,000 and leave $2,000 of lifetime room. Eight losses at $500 equal the day. Twenty equal the maximum. Phase 1 wants the same $10,000 you are allowed to lose in total, so there is no spare lifetime budget behind the target.
1-Phase daily loss is 3%, $3,000, and the maximum trails at 6%, $6,000 at the start. 3-Phase maximum is a static 5%, $5,000, which equals the 2-Phase Phase 2 target and is only $1,000 wider than one 2-Phase day. Trading all three logins off the $4,000 habit is how the smaller floors disappear first.
The gold band that belongs only on this balance
The $100,000 gold cap is 0.80 to 1.45 standard lots with a 50 to 70 pip stop. At $10 per 0.10 move on 1.00 lot, that is $400 to $1,015 of planned risk. A strict $500 stop, 0.50% of this account, is 1.00 lot at 50 pips, or about 0.71 lots at 70 pips. The cap keeps a COMEX wick from consuming the $4,000 day. It is not an instruction to hold 1.45 lots on every setup.
NAS100 and US30 still need a 60 to 100 point stop converted with your symbol's point value until the cash is inside $500, or at least inside $4,000 if you are stacking. You can create a Venasri login and store the $4,000, $10,000, and $500 figures as the 2-Phase profile before the first fill.
What the $475 fee does not cover
The $475 is the $100,000 challenge price. It does not buy a wider day, and it does not make Instant accept an EA. EAs are allowed on 1-Phase, 2-Phase, and 3-Phase. Instant is manual-only. Lightning and Instant add strict news rules and a 30% to 40% consistency score. A $4,000 winning day is 40% of the $10,000 Phase 1 target, which is the consistency conversation on those two programs.
On a higher-of-equity tier, mark Equity Guard from the 00:00 snapshot. A $1,500 float at midnight on a $100,000 closed balance means the next 4% is not a clean $4,000 under $100,000. Partial that float if you do not want Tuesday's hole raised.
Payouts start only after this card is passed
The funded split is 80%, or 90% with the add-on. The first payout is on demand after the first funded trade closes, and the firm describes that speed as soon as 24 hours after the first profitable funded day. Later cycles are bi-weekly or monthly. None of those sentences replace the five minimum trading days or the $10,000 then $5,000 targets.
Bot Control can run on the three evaluation phases and must stay off Instant. Keep message traffic inside FXPesa anti-abuse thresholds by stepping stops at breakeven and at TP1 through TP4, not on every tick. Weekend holding still needs the add-on or a specific account type.
