FXPesa pipe, Instant EA ban, Lightning consistency
2-Phase: 4% daily, static 10% max, 10% then 5% targets, five days, 80% split up to 90% with add-on, weekend holding with add-on or specific types. 1-Phase: 3% daily, 6% trailing max. 3-Phase: 5% static max. Instant and Lightning: 30% to 40% consistency, stricter news. Instant is strictly manual-only. 1-Phase, 2-Phase, and 3-Phase evaluations permit EAs and automated bots. Reset 00:00 GMT+2/GMT+3. Daily basis is day-start balance or higher of equity depending on program tier. $100K fee is $475. Platforms: MT5, MT4, DXtrade, TradingView. First payout on-demand after first funded trade close, then bi-weekly or monthly.
The primary trap is running an automated EA on Instant (banned) instead of on 1-Phase or 2-Phase (allowed). If you start a free Venasri account, bind the FXIFY login to a manual-only policy when the SKU is Instant, and to a bot-allowed policy when it is 2-Phase. Same MT5 folder, opposite law.
10%/5% with a 4% daily hole and a 24-hour payday
Phase 1 at 10% ($10,000 on $100K) with 4% daily ($4,000) is harder daily math than FTMO's 5% daily against the same 10% target. You have less daily air for the same hurdle, plus five days. 1-Phase 3% daily ($3,000) with 6% trail is the skip-Phase-2 cost. 3-Phase 5% static max is a short ladder: $5,000 lifetime on $100K. Instant consistency 30% to 40% can stall the 24-hour payday story if day one is the whole profit.
FXPesa backing is the execution story: tighter institutional-style fills than a generic prop simulator, with broker anti-abuse messaging thresholds. That does not legalize Instant automation. It legalizes taking 2-Phase automation seriously on a real pipe. News is permitted on standard evaluations. Lightning and Instant enforce strict news and consistency rules. Do not rehearse NFP on Lightning and expect 2-Phase news rights.
On-demand first payout is not Instant SKU
2-Phase funded can pay on-demand after the first profitable funded close. That is a payout speed feature on an evaluation product. Instant SKU is a no-challenge product with EA ban and consistency. Traders confuse "I want money in 24 hours" with "I must buy Instant." If you need a bot, buy 2-Phase, pass 10%/5%, then use the on-demand first funded payout. If you need to skip the exam and can trade hands-on with smooth days, Instant fits.
Weekend holding often needs an add-on. Count Friday gold as a flatten unless you paid for the hold. 4% daily on Monday morning after a weekend gap is a rude 3-Phase event if you also only have 5% max there.
SKU-aware bot switch and 4% guard
Venasri Equity Guard near $3,250 daily on 2-Phase $100K, $2,250 on 1-Phase, and even tighter on 3-Phase so 5% max cannot sneak up. Instant: disable 24/7 MT5 Bot Control entries (manual only) but keep Equity Guard and Manual Trade Guard. 2-Phase: bot allowed through the ZeroMQ MT5 Bridge. That switch is the FXIFY-specific setup.
Lightning/Instant consistency 30% to 40% needs a daily green cap. 2-Phase on-demand first payout needs a funded news policy that matches the standard evaluation-versus-Lightning split. Broker-backed FXPesa thresholds still punish message spam. Keep trails quiet. The 24-hour payout is for accounts that still exist tomorrow.