FXIFY 2026 Verified Guide Updated 2026-10-17 Verified Against Venasri MT5 Engine

FXIFY Rules and Challenge Blueprint: 2026 Drawdown, EA & Payout Engineering

Direct Technical Answer

FXIFY 2-Phase rules use a 4% daily loss limit and a static 10% maximum loss, with a 10% Phase 1 profit target and a 5% Phase 2 target. 1-Phase uses 3% daily and 6% trailing max, 3-Phase uses a 5% static max, and Instant bans EAs while 2-Phase evaluations allow them.

FXIFY is the London FXPesa-backed shop that will pay a first funded withdrawal as soon as 24 hours after the first profitable funded day. Instant accounts then ban Expert Advisors outright, which is how automated traders buy the wrong SKU and get closed for a bot that would have been legal on 2-Phase. 10% then 5% targets with 4% daily is an FTMO-shaped exam on a different broker pipe.

FXIFY Daily Loss Limit 4% ($4,000 on $100K)
Max Drawdown Model 10% (Static)
Phase 1 / Phase 2 Targets 10% / 5%
Venasri Guard Cut-Off 3.25% (3s Auto-Flatten)
FXIFY Rules and Challenge Blueprint: obsidian vault and brass balance scale representing prop firm evaluation rules and drawdown protection
FXIFY Rules and Challenge Blueprint
Live Interactive Simulator

FXIFY Drawdown Floor & MT5 Lot Size Calculator

Adjust your account balance, floating profit at rollover, and stop-loss distance to see your exact server-midnight breach level and Venasri Equity Guard cut-off.

Sync Live MT5
Balance-Anchored Daily Breach Floor $95,000.00 FTMO / FundedNext / E8 day-start balance basis
Equity-Anchored Rollover Breach Floor $96,900.00 FundingPips / The5ers / Alpha Capital higher-of-equity basis
Venasri Pre-Breach Equity Guard Cut-Off $97,650.00 Auto-flattens MT5 0.75% before firm liquidation
Exact MT5 Lot Size (XAUUSD / EURUSD) & Streak Buffer 2.00 Lots (8.5 losses to guard) $500.00 risk per ticket · 3-second Equity Guard active

FXPesa pipe, Instant EA ban, Lightning consistency

2-Phase: 4% daily, static 10% max, 10% then 5% targets, five days, 80% split up to 90% with add-on, weekend holding with add-on or specific types. 1-Phase: 3% daily, 6% trailing max. 3-Phase: 5% static max. Instant and Lightning: 30% to 40% consistency, stricter news. Instant is strictly manual-only. 1-Phase, 2-Phase, and 3-Phase evaluations permit EAs and automated bots. Reset 00:00 GMT+2/GMT+3. Daily basis is day-start balance or higher of equity depending on program tier. $100K fee is $475. Platforms: MT5, MT4, DXtrade, TradingView. First payout on-demand after first funded trade close, then bi-weekly or monthly.

The primary trap is running an automated EA on Instant (banned) instead of on 1-Phase or 2-Phase (allowed). If you start a free Venasri account, bind the FXIFY login to a manual-only policy when the SKU is Instant, and to a bot-allowed policy when it is 2-Phase. Same MT5 folder, opposite law.

10%/5% with a 4% daily hole and a 24-hour payday

Phase 1 at 10% ($10,000 on $100K) with 4% daily ($4,000) is harder daily math than FTMO's 5% daily against the same 10% target. You have less daily air for the same hurdle, plus five days. 1-Phase 3% daily ($3,000) with 6% trail is the skip-Phase-2 cost. 3-Phase 5% static max is a short ladder: $5,000 lifetime on $100K. Instant consistency 30% to 40% can stall the 24-hour payday story if day one is the whole profit.

FXPesa backing is the execution story: tighter institutional-style fills than a generic prop simulator, with broker anti-abuse messaging thresholds. That does not legalize Instant automation. It legalizes taking 2-Phase automation seriously on a real pipe. News is permitted on standard evaluations. Lightning and Instant enforce strict news and consistency rules. Do not rehearse NFP on Lightning and expect 2-Phase news rights.

On-demand first payout is not Instant SKU

2-Phase funded can pay on-demand after the first profitable funded close. That is a payout speed feature on an evaluation product. Instant SKU is a no-challenge product with EA ban and consistency. Traders confuse "I want money in 24 hours" with "I must buy Instant." If you need a bot, buy 2-Phase, pass 10%/5%, then use the on-demand first funded payout. If you need to skip the exam and can trade hands-on with smooth days, Instant fits.

Weekend holding often needs an add-on. Count Friday gold as a flatten unless you paid for the hold. 4% daily on Monday morning after a weekend gap is a rude 3-Phase event if you also only have 5% max there.

SKU-aware bot switch and 4% guard

Venasri Equity Guard near $3,250 daily on 2-Phase $100K, $2,250 on 1-Phase, and even tighter on 3-Phase so 5% max cannot sneak up. Instant: disable 24/7 MT5 Bot Control entries (manual only) but keep Equity Guard and Manual Trade Guard. 2-Phase: bot allowed through the ZeroMQ MT5 Bridge. That switch is the FXIFY-specific setup.

Lightning/Instant consistency 30% to 40% needs a daily green cap. 2-Phase on-demand first payout needs a funded news policy that matches the standard evaluation-versus-Lightning split. Broker-backed FXPesa thresholds still punish message spam. Keep trails quiet. The 24-hour payout is for accounts that still exist tomorrow.

MT5 CONNECTED · EQUITY GUARD ARMED
Venasri Equity Guard circuit breaker icon

Equity Guard Circuit Breaker

Watches account equity and can flatten open MT5 positions
Warning: Armed Critical: Armed Auto-Flatten: Active
Venasri Behavioral Trade Monitor icon

Behavioral Trade Monitor

Alerts when order flow turns impulsive
Revenge alerts: Clear Stop changes: Locked Rapid edits: Clear
Venasri Manual Trade Guard icon

Manual Trade Guard

Active on XAUUSD / EURUSD · News pause available
Stop-loss: On Breakeven: On Partials: On
Verified Answers

Frequently Asked Questions: FXIFY Rules and Challenge Blueprint: 2026 Drawdown, EA & Payout Engineering

What are FXIFY 2-Phase targets and drawdown?

10% Phase 1, 5% Phase 2, 4% daily loss, static 10% max, five minimum days. On $100K that is $10,000 then $5,000 targets, $4,000 daily, $10,000 lifetime. 1-Phase is 3% daily and 6% trailing max. 3-Phase uses a 5% static max. Split is 80% up to 90% with add-on.

Does FXIFY allow Expert Advisors?

Yes on 1-Phase, 2-Phase, and 3-Phase evaluations. Instant funding accounts are strictly manual-only. Running an EA on Instant is the signature FXIFY fail. Lightning and Instant also enforce stricter news and 30% to 40% consistency rules than standard evaluations.

How fast is the first FXIFY payout?

On-demand after the first funded trade close, advertised as soon as 24 hours after the first profitable funded day, then bi-weekly or monthly. Instant SKU is a different product with consistency filters. 2-Phase traders who need speed should not switch to Instant just for the 24-hour headline if they also need a bot.

Is FXIFY weekend holding included?

Weekend holding is available with an add-on or on specific account types, not universally on every SKU. Daily loss still resets at 00:00 GMT+2 or GMT+3. 3-Phase 5% max leaves little gap room. Flatten Friday unless your contract says the hold is paid for.

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