80% standard, 90% only with the add-on
The published split is 80% unless the add-on is on the account, in which case it goes up to 90%. There is no automatic climb to 90% from time served. Capital increases come when target milestones are achieved without breaching the 4% daily floor. FXIFY does not publish the dollar size of those milestones. The condition that is published is this: the 4% day stays intact.
On $100,000 the 4% day is $4,000 and the 2-Phase maximum is a static 10%, $10,000. A funded account that treats a fresh milestone as a larger lot budget, without cutting the cash risk, can spend the $4,000 line on the first session of the new size. The milestone does not widen the daily percent.
On-demand first payout, then a slower cycle
After the first funded trade closes, the first payout is on demand. The unique strength FXIFY states beside that rule is direct FXPesa backing and a first payout as soon as 24 hours after the first profitable funded day. Read both lines together: the cadence is on demand after the close, and the speed they advertise is 24 hours after a profitable funded day. Later withdrawals move to bi-weekly or monthly. One green trade does not make every later week an on-demand week.
The evaluation in front of that payout still has its own clock. 2-Phase asks for a 10% Phase 1 target and a 5% Phase 2 target, with five minimum trading days. The $475 fee is the $100,000 challenge price, not a payout fee. You can create a Venasri login and track the evaluation targets separately from the funded split so a payout button is not the thing you stare at during Phase 1.
Lightning and Instant can block the payout you just earned
Lightning and Instant carry a 30% to 40% consistency rule. A single day that is too large a share of cycle profit can delay the on-demand payout even when the 4% loss line was never touched. Standard 2-Phase is not given that score in the rule card. Do not assume a Lightning payout works like a 2-Phase payout.
Keep the funded daily lock visible on Equity Guard at the $4,000 line on $100,000, or the matching 4% on whatever balance the milestone has reached. Instant remains manual-only. Scaling an Instant account by attaching the evaluation EA is the breach, not a growth plan.
What the bot may do after the first close
On 1-Phase, 2-Phase, and 3-Phase, an EA can keep trading into the funded book if the program you passed allows it. On Instant, it cannot. The first on-demand payout does not change that split. Message traffic still has to live inside FXPesa anti-abuse thresholds, which matters more after a scale-up if someone turns on a tick trail to "protect" the larger lot.
Bot Control should keep the same entry permissions you used in the evaluation and should not raise lot size just because a payout landed. Weekend holding still needs the add-on or a specific account type. A scaled account that starts holding Fridays without that add-on fails a rule the 80% split does not waive.
